Motorcycle Breakdown Cover

Breaking down in any vehicle can be a stressful experience. Breaking down on a motorbike with no shelter in an unfamiliar place can be very unpleasant. Therefore you want to make sure that the breakdown cover you get is worth the money you pay for it. With an increase in the number of motorcycles on the roads, many different breakdown providers now offer breakdown assistance especially for motorbikes.

What to look for?

• Being recovered quickly may be a top priority for you as a motorcyclist. You don’t want to be stuck out in the cold waiting for ages. As a motorcyclist you will only be given priority if you are in immediate danger. Average response times are around 40 minutes, some providers offer a guarantee if they take longer than one hour.
• Who’s covered – if you are the only person to drive your motorbike then you should consider getting vehicle cover as it is normally cheaper. However, if you drive other motorbikes then you may wish to get breakdown cover for yourself. This will cover you when driving any vehicle.

What’s not covered!

• It is important to check that your provider will cover your motorbike. Most providers only cover motorbikes with engines bigger than 50cc.
• Make sure you are covered for where you are driving. Channel Islands and Isle of Man may not be covered.
• Any recovery after an accident is not covered. It may be requested, but you will have to pay for the cost of the call-out.

Helmet & Leathers Insurance

Whilst thinking about breakdown cover, make sure you are covered for damage to helmet, leathers and protective clothing. Bennetts are offering 50% off their insurance policy which provides RAC breakdown, cover for leathers and helmet and personal accident.

We also have more information on how to avoid breaking down, the reasons for breakdown call-outs and what you should do in the event of a breakdown. For more information on this, take a look at our breakdown tips page

Recommended Motorbike Breakdown Providers

Here are some of the breakdown providers which provide breakdown cover if you are riding a motorbike.

The AA will cover any motorcycle with an engine over the size of 50cc as long as it can be lawfully used on the public highways.

They offer 4 levels of breakdown cover, Roadside Assistance, Home Start, Relay and Stay Mobile which all include cover for motorcycles within the price. If you are heading abroad, they also offer European Breakdown Cover.

Cover starts from £28

RAC offer motorbike breakdown cover as standard with all their policy options. Especially for motorbike recovery they have motorbike trailers, and motorbike stands on their flatbed recovery vehicles. They also have dedicated motorbike training for their patrols in the London area.

Unlike other breakdown providers they will provide assistance after an accident. Repairs include inner tube replacement on most small bikes, battery issues, exhaust problems and non- starts.

Cover starts from £28

They have an average response time of 30 minutes with a £10 money back guarantee if they don’t get to you in 1 hour.

They have flatbed lorries within their recovery network, especially for recovering motorbikes.

Cover starts from £25

All of GEM’s policy options cover motorbikes as standard within the price. They offer a ‘pay and reclaim’ options which can work out to be cheaper.

Until the 31st August you can add an additional driver to your policy for free!

Cover starts from £51.25