Multi Car Policies
Multicar policies can save you a great deal on your car insurance, it is always recommended to take out a multicar policy if there is more then one insured car in your household.
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Leading multi-car policy providers
Admiral are the most well known provider of multicar insurance and are usually the cheapest, because unlike other providers of multicar insurance they don’t just give you a discount for insuring two cars with them, they actually combine both cars onto a single policy.
- Multiple cars on a single policy
- Discount when taking out a second policy with Admiral
- Online Discount of up to 23% discount
- Maximum no claims discount of 70%
- Optional courtesy car
Direct line are the second most popular provider of multicar insurance they offer you a discount if you insure more then one car with them and also 12 months worth of insurance for the price of 10 which saves you even more money.
- Discount when taking out a second policy with Direct Line
- Discounts available for New Cusomters
- Maximum no claims discount of 65%
- Optional courtesy car
Get a quote from Direct line now!
Along with the reduced hassle and sizeable discount you get by insuring all the cars registered to your household with a Tesco’s multi-car policy you can also save you up to 15% if your a Clubcard customer and up to 10% just by applying online. Another big bonus for any new customers is a free MOT at Halfords.
- Discount when taking out a second policy with Tesco
- Discounts available for New Cusomters
- Online Discount of 10%
- Courtesy Car
Aviva’s multi-car policy offers up to 1/3 off when compared to insuring the vehicles by themselves. Each vehicle can have a different level of cover and excess. Importantly Aviva’s multi-car policy keeps each drivers no claims separate from one another so there’s no worrying about losing it if someone else on your policy needs to make a claim. Discounts of up to 20% are also available if you buy online.
- Discount when taking out a second policy with Aviva
- Discounts available for New Cusomters
- Maximum no claims discount of 70%
- Online Discount of 20%
Churchill will give you a discount of 10% for 1 year on any subsequent cars you add to your policy with them. You still receive a discount once the first year is up however it is reduced to 5%.
- Discount when taking out a second policy with Churchill
- Discounts available for New Cusomters
- Maximum no claims discount of 70%
- Optional courtesy car
Get a quote from Churchill now!
How multi-car policies work
Multi-car insurance policies can offer big savings to people living at the same address who are willing to add all their cars under one single policy. Insurers are able to provide these discounts in the similar way to how supermarkets can offer buy one get one half price, the principle being that the more you buy the bigger the discount you get.
Providers all work in different ways. Some companies are able to add all your vehicles under one policy which means a single contract to sign along with a single renewal date. Other companies will keep each vehicle on a separate policy so each car has a different renewal date, it’s not technically a multi-car policy as the insurer simply discounts addition policies you take out with them as opposed to having multiple vehicles under one policy but the main benefits remain the same.
A few things to check before taking out a multi car policy
Ask the provider and make sure that if one of the drivers on the multicar policy has a claim, it will not affect the other parties no-claims.
When you setup your multi car insurance the provider will try to bring the renewal dates together, if you pay annually this could mean a large amount of money would be taken from your bank upon renewal. If you cannot afford to pay for all cars on the policy in one go you should ask your provider to either pay monthly or vary the renewal dates.
Always make sure you are getting enough of a discount from the provider you choose and don’t be scared to ask for even more discount.